Lateral move
calculator.

Normalize annual compensation using 100 divided by each metro cost-of-living index. Assume average overtime is identical at both agencies. Add the bonus evenly over its payout years. Year 1 difference is the adjusted annual compensation difference plus the first bonus installment. Three-year difference is three adjusted annual differences plus bonus installments paid within three years. Assume no raises, tax changes, or other benefit monetization. Show car and commute as context only; do not assign them a dollar value.